Your access to investing in quality loans to Dutch SMEs and professional real estate investors.

WDL kredietfondsen
  • Sourcing guaranteed by existing deal flow at related company
  • Finance specialists that guarantee selection, structuring and management are of the highest quality. 
  • Outperformer in relation to other asset classes with an equal risk/reward ratio.
  • An asset class that creates additional diversification in your investment portfolio.

WDL SME fund

  • Loans to borrower with an average interest rate of 6,75%
  • Expected net return after costs of 4,6% per year in a moderate scenario.
  • Fund size is € 42 - 80 M with approximately 60 - 100 loans,
  • Loans based on a proven cash flow of existing SME's or RE developers.
  • Through spread, partial collateral and a thorough selection and management a moderate risk profile is created.

Direct lending

  • Loan to SME's and real estate investors with interest between 4% and 9%.
  • Duration of the loans max. 5 years.
  • Own choice of propositions based on a thorough risk analysis by specialists.
  • Management by IT and specialists of WDL Kredietfondsen.

WDL Kredietfondsen: the bridge between investors and borrowers.

WDL SME Fund offers an alternative defensive asset class by creating a loan portfolio in the Dutch SME market. Risk is well-spread over 60-100 quality loans. In a moderate scenario, the expected yield is 4,6% a year. Providing access to capital to healthy SMEs with acceptable risk profile, thereby putting capital to work in the Dutch economy.

WDL Kredietfondsen, as manager of the WDL SME fund, is fully specialized in SME- and real estate loans, offers the opportunity to make use of this specialism. WDL Kredietfondsen is able to link craftmanship to risk data, combined with an efficient process.

Selection, structuring and management by credit risk specialists with a proven track record. Based on a thorough analysis of business cases, markets and a proven cash flow of the borrower.

Current sales funnel via affiliated companies Financieringsfabriek and WDL with 150-200 successfully originated loans a year. On top of this sales funnel the fund manager has an existing deal flow in origination and managing lending from High Net Worth Individuals (HNWI) directly to SMEs. (Direct Lending) Necessary workflow and IT for the fund is fully operational.

Additional general information
  • Fund Type & Stage:      Debt fund Dutch SME’s
  • Geography:                       The Netherlands
  • Closed FGR (Community Account Fund).
  • Commitment status:  € 20 Mio EIF due diligence expected in the third quarter of 2021; € 20 Mio from HNWI’s in pipeline.
  • Minimum investment per investor: € 400.000
  • Duration of the fund: 6-7 years.  
  • There are no interim options to make the investment liquid before duration.
  • An investment outside AFM supervision.
Who are we?

WDL Kredietfondsen is managed by 2 partners, Bart van der Wielen (CEO) and John Aartsen (COO), with each over 25 years of credit risk, restructuring- and consultancy experience. The partners invest 1,5% of the fund as “skin in the game.”